Dr. Rachit Kumar

About

Dr. Rachit Kumar is an accomplished academician, researcher, and finance professional with over 16 years of teaching and research experience. His areas of expertise include Financial Management, Behavioral Finance, Green Finance and Accounting. He has published extensively in Scopus-indexed, ABDC, UGC-listed, and peer-reviewed journals and has actively contributed to national and international conferences.

Experience

16+ Years

Qualification

Award & Recognition

• Invited as a judge for the event of posters, working and non-working model presentation in “Innovation Day”, 15th October 2023 in Anand Engineering college, Agra
• Received appreciation letter from Director of AEC for achieving all the targets for session 2022-23.

Research

17 (Scopus 4, ABDC 2, 11 – UGC Listed & Peer Reviewed)

Scopus Indexed Publications

1. Optimizing Supply Chain Dynamics: A Comprehensive Model Integrating Logistics and Financial Strategies 2025 IEEE  International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM).(Scopus Listed)

2. Enabling a Green Economy through FinTech and AI: Opportunities and Challenges 2025 IEEE International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM). (Scopus Listed)

3. A conceptual framework for the impact of artificial intelligence on circular economy initiatives IEEE 2025 International Conference on Intelligent & Innovative Practices in Engineering & Management (IIPEM) (Scopus Listed)

4.Kumar Rachit “ Data-Driven Sustainability: AI-Powered Predictive Modelling Approaches and Insights” 2025 IEEE 7th International Conference on Computing, Communication and Automation (ICCCA) (IEEE) ISSN 979-8-3315-6980-8. (Scopus Listed)

5. Kumar Rachit “Challenges of Financial Behavioral in Personal Investment: Analyzing the Role of Psychological Factors in Decision Making” Educational Administration: Theory and Practice, ISSN: 2148-2403. (Referred Journal)

6. Kumar Rachit “Customer –Centric Sustainabilitys Effect on Brand- Customer Relationship”, European Economic Letter, ISSN No 2323-5233 Volume 14 Issue 2 2024 . (ABDC Listed)

7. Kumar Rachit “Consumer Adaptability and Sustainable Fashion Aspiration: Navigating the Contemporary Epoch”, European Economic Letter, ISSN No 2023-5233 Volume 14 Issue 2 2024. (ABDC Listed).

8. Kumar Rachit “A Study on Factors Stimulating Generations X for Green Purchase Intention”. International Journal of Management Development & Information Technology, 2022-23 Vol.19, ISSN NO.-0976-8440. (Referred Journal)

9. Kumar Rachit “Good Bad or Ugly: Decoding Union Budget 2022.” InternationalJournal of Engineering Applies Science and Technology, 2022 Vol. 6 Issue 10, ISSN No. 2455- 2143, Page 300-307. (Referred Journal)

10. Kumar Rachit “A Study of Investor Perception towards Mutual Funds Investment: A Case study of Agra District of Uttar Pradesh.” International Journal of Emerging Technologies and Innovative Research (JETIR), (ISSN-2349-5162), JETIR September 2018, Volume 5, Issue 9, 2018. (UGC Approved)

11. Kumar Rachit “Financial Frauds & Unpredictable Environment of India. GianJyoti 4 International Journal, e-ISSN: 2250-348X, Vol.7, Issue 4, October-December2017.

12. Kumar Rachit ‘A Study on Women Empowerment through Self-Help Groups with special Reference to Ghaziabad in Uttar Pradesh District. International Journal of Sciences & Applied Research (IJSR), ISSN: 2394-2401, Vol.4 (6), 16 June 2017. (UGC Approved)

13. Kumar Rachit “Role of Cooperative Banks in rural empowerment: A study based on Agradistrict of Uttar Pradesh”. International journal of research in Applied Science &Engineering& Technology (IJRSET) ISSN: 2321-9651, Vol.6, Issue 19, June2017. (Referred Journal)

14. Kumar Rachit “Convergence of IFRS in India-Strategy, Benefits &Challenges for Infrastructure Industry”, Zenith International Multidisciplinary Research Journal, ISSN: 2249- 8826. (Referred Journal)

15. Kumar Rachit “Modern Retailing in India: A Study of the Attractiveness of a Shopping Mall”, Asia Pacific International Journal of Research in Business Management, ISSN: 2229- 4104. (Referred Journal)

16. Kumar Rachit “Straighten Out Rental(And Other Retail Lease) Dispute By Connoisseur fortitude”, International Journal of Research in Commerce & Management(IJRCM),ISSN: 0976-2183, Vol. 2, Issue 9,September2011. (Referred Journal)

17. Kumar Rachit “Faculty Retention: A Challenge for Business Schools)”, International Research Journal, ISSN: 2231-5780. (Referred Journal)

Book Chapter:4

1. “The Rise of Artificial Intelligence in Healthcare” in the book titled “An Ease of Listening and Learning: Health care with Machine Learning” published by Cambridge Scholars Publication, UK.
2. “Emerging Trends and Future Directions in Social Engineering Defense” in the book titled Effective strategies for Combatting Social Engineering in Cyber Security published by IGI Global . (Scopus Indexed).
3. “Innovations in Healthcare Communication with 6G” in the book titled “Patient centric 6G: A New Era in Smart Healthcare CRC & Taylor and Francis (Scopus Indexed).
4. "An Examination of Cyber security: Challenges and Recent Developments in Advanced Technologies “in the book titled Crypto Shield: Reinventing Cyber security with Block chain, Nova Science Publisher, USA (Acceptance received through mail indexing will be soon in Web of Science/ Scopus).

Conference Presentations : 16  (13 International & 3 National)

• Presented a paper in National Conference on Modeling Complex System paper titled Orange Economy in India: A strategic pathway for innovation led and inclusive growth. Organized by Sharda University Agra, March 12–13, 2026.
• Presented a paper in International Conference on Innovative and Sustainable Practice in Redefining Economy paper titled Financial Inclusion as a Catalyst for inclusive and Sustainable Growth: Evident Trends & Policies. Organized by Sharda School of Business Studies Agra, Feb 12–13, 2026.
• Presented a paper in International Conference on Innovative and Sustainable Practice in Redefining Economy paper titled “Role of Artificial Intelligence in Human Resource Management: Transforming Talent Acquisition, Performance Management and Employee Engagement organized by Sharda School of Business Studies Agra , Feb 12– 13, 2026.
• Presented a paper in International Conference on International Conference on Business Resilience, Innovation, Growth and High-Tech Transformation paper titled “Green and Transition Finance: Investment Behavior of Indian Investors” organized by Ajay Kumar Garg Institute of Management, Ghaziabad November 13–14, 2025.
• Presented a paper in International Conference on International Conference on Business Resilience, Innovation, Growth and High-Tech Transformation paper titled “Green and Transition Finance: Investment Behavior of Indian Investors” organized by Ajay Kumar Garg Institute of Management, Ghaziabad November 13–14, 2025.
• Presented a paper in International Conference on International Conference on Business Resilience, Innovation, Growth and High-Tech Transformation paper titled “Green and Transition Finance: Investment Behavior of Indian Investors” organized by Ajay Kumar Garg Institute of Management, Ghaziabad November 13–14, 2025.
• Presented a paper in International Conference on AI for Sustainable Economic Growth Driving Green Innovation, Workforce skilling, Digital Trade, Transformation & Governance, on the topic: “Artificial Intelligence for Sustainable Finance: Exploring Opportunities and Overcoming Challenge” on dated September 12th & 13th 2025 organized by Shri Ram College of Commerce, Delhi.
• Presented a paper in International Conference on “Emerging Paradigms in Business and Commerce: Digitalization, Regulation and Growth” on the topic Green Finance as a Catalyst for Advancing the Sustainable Development Goals (SDGs)- A Comprehensive Review on dated 22 August, 2025 organized by Ideal Institute of Management and Technology, Delhi.
• Presented a paper in International Conference on Business, Sustainability & Environ mental (ICBSE-2025) on the topic “An Analysis of the Opportunities, Challenges, and Future of Fintech Technology in India” on dated 6-7Feb 2025 at GIMS G.Noida
• Presented a paper in International Conference on Teaching Case Writing on the topic of “Birds of Paradise: Redefining Hair Color for Gen Z in India.” On dated 13th Feb, 2025 at 6 ICFAI University, Tripura.
• Presented a paper in National Conference on Innovating for the future – Strategy, Purpose and Organization-2024 on the topic “An Empirical Study of Behavioral Analysis of Investors Related with Investment Decision”: A case study of Uttar Pradesh, India: on dated 29 March to 30 March 2024.
• Presented a paper in International E-Conference on Creativity ,Innovation& Advance to Research World: One Earth, One Family & One Future-2023 on the topic “Investigating the Determinants of Behavioral Intentions of Generation Z for Recycled Clothing: An Evidence from a Developing Economy” organized by Motherhood University, Roorkee on dated 7th Dec 2023
• Presented a paper in International E- Conference on Financial Perspectives-2022 on the topic “A study on factors Affecting Generation X Behavioral Intentions towards MWallet Adoption” organized by Rajkiya Engineering College, Kannauj , UP, India on dated 25th March.
• Presented a paper in International E- Conference on Advances in Business & Management -2022 on the topic “The Behavioral Analysis of Investment Decisions: A Case Study of Agra, Uttar Pradesh ”organized by Department of Commerce Shaheed Bhagat Singh College University of Delhi, India on dated 21st Jan 2022.
• Presented a paper in National E- Conference Re- Strategising Business during PandemicChallenges 2022 on the topic “The Role of Forensic Accounting” organized by IMS UnisonUniversity Dehradun on date 28th March 2022.
• An International Conference on “Internationalization of Business in Changed Environment” from 12-14 Feb, 2010 organized & held at Rajiv Academy for Technology & Management, Mathura.

Patents: 5

1. Business Intelligence Monitoring Device (2025).
2. Display Screen with Performance Metric Visualization (2025).
3. System and Method for Categorizing AI Applications in Marketing (2024).
4. Innovative AI-Assisted Device Redefining Financial Management. (2024)
5. System and Method for Integrating Marketing Strategies into Human Resource Management (2024).

MOOCS Course- NPTEL Swayam: 5

• Successfully Completed 8 week Course on “AI in Accounting” held on Dec 2025 offered by Manipal University Jaipur.

• Successfully Completed 6 week Course on “Personal; Strategies on Portfolio Management” held on Dec 2025 offered by VIPS New Delhi.

• Successfully Completed 4 week Course on “Cost Accounting” held on July- Aug 2024offered by IIT Bombay.

• Successfully Completed 8 week Course on Behavioral Finance” held on 26/05/2024 offered by KIIT University Bhubaneswar.

• Successfully Completed 8 week Course on “WorkingCapital Management” held on 2019 by IIT Roorkee.

Book: 1

• Security Analysis & Portfolio Management in Alpha International Publisher 2024.

Area of Interest

Finance- Security Analysis & Portfolio Management, Behavioral Finance, Micro Finance, Accounting ,Financial Credit and many more.